OIB Small Business Checking

We've tailored this account to meet the banking needs of sole proprietors and other small businesses. When the balance or relationship requirements are met, no monthly maintenance fee is assessed.

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Summary
  • Minimum deposit to open: $100
  • $10 monthly maintenance fee
  • First 250 items free
  • 25ยข per item thereafter (includes electronic ACH and POS items)
  • Bill pay available
  • Free online banking
  • Free debit card
  • Avoid maintenance fees with a minimum balance of $2,000, or with a business credit or interest bearing deposit relationship of $10,000 in the same name (EIN, SSN)