OIB Premium Business

OIB Premium Business

Available to all commercial customers, this money market option offers excellent cash management tools. Earn higher interest rates while enjoying some convenient checking features without having to transfer funds.

Unlimited withdrawals in person in the teller line are allowed, while access otherwise is limited by federal law.

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Summary
  • Minimum deposit to open: $100
  • Tiered interest rates based on balance
  • Interest compounded daily, paid monthly*
  • $25 monthly maintenance fee
  • Avoid maintenance fees with a minimum balance of $10,000
  • Unlimited withdrawals in person
  • Limit of six pre-authorized withdrawals per statement cycle, (automatic or telephone transfers, checks, drafts, and debit card or other similar transactions)
  • $10 fee on each transaction over six (account closed on excessive withdrawals)
  • Online Banking included

View our current rates.

*Interest rates are subject to change.