OIB Regular Savings
This bedrock savings option lays a foundation toward your financial security. For added convenience, we allow unlimited withdrawals in person in the teller line, while access otherwise is limited by federal law.
- Minimum to open: $100
- Interest compounded daily, paid monthly*
- 1 free withdrawal per month
- $1 fee for second withdrawal; $2 for each withdrawal over two per month
- Limit of six pre-authorized withdrawals per statement cycle (automatic or telephone payments, checks, drafts, debit card, and other similar transactions)
- $5 monthly maintenance fee on balances below $400
- Monthly maintenance fee is waived for minors**
*Interest rates are subject to change.
**At least one annual deposit required to avoid fee.