OIB Interest Checking

Unlike some banks, OIB pays interest on every dollar kept in the account. After all, why call it interest checking if it isn't interest checking, right?

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Summary
  • Minimum deposit to open: $100
  • $10 monthly maintenance fee
  • 15ยข per check or debit transaction (includes ACH and POS items)
  • Avoid all maintenance and transaction fees with a minimum balance of $1,500
  • Free check/debit card
  • Free online banking with bill pay
  • Interest compounded daily, paid monthly*

View our current rates.

*Interest rates are subject to change.